Opening and maintaining the Payment Account is free of charge. Payment operations and other Payment Services have an associated cost, as described in the table below (e.g., fees, shipping costs, etc.). Bnext EDE covers the cost of these fees or expenses under certain conditions and up to specific limits. Once those limits are exceeded, we will charge you the corresponding amount.
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Deposits using a card from another institution (via POS terminal) |
If the card is debit: free of charge If the card is credit: 1% of the amount |
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Incoming transfers to your account |
Free |
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Direct debit for payroll and bills |
Free Rejected direct debits: the first 2 rejections per month are free; from the third onwards, €0.25 per rejection. |
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Cash withdrawals at ATMs (domestic or international) |
We pass on the cost |
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Transactions in a different currency (purchases or cash withdrawals) |
We pass on Mastercard’s commission on the exchange rate (0.1% within the EU and 0.9% + €0.44 outside the EU). |
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Transfers to other institutions |
Free if you set up direct deposit for your payroll. Otherwise, €0.25 per transfer. |
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Card issuance and delivery |
Issuance: €4.50 per card. Delivery: €5 urgent (24/48 business hours) / €2 standard (3–7 business days). |
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Virtual card issuance |
The first card is free when you open your account 2 free cards per calendar year. Additional cards will cost €3.90 per virtual card. |
(*) Although some operations may have no cost limit, they may be subject to operational or control limits.
(**) Without prejudice to the conditions included in this table, Bnext EDE reserves the right to carry out promotions that may temporarily modify these conditions, which will be communicated to you through the usual channels (via your email or the Bnext App).